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Ten-plus accounts, each built for a real milestone

Every Y‑Save product started as a member's specific need. Filter by category, or browse everything below.

Savings Account

Our compulsory account for all members. Builds the disciplined base every other account grows from.

Min. UGX 100,000/mo7.5% PA interest
Most popularView details →

Shares Account

Real ownership in the cooperative. Every member holds at least 1 share, up to a minimum of 30.

Min. 1 shareUp to 30 shares

Target Account

Works like a fixed deposit — set money aside for a specific short, medium or long‑term goal.

Fixed termFlexible tenure

Dollar Account

Save and transact in foreign currency — useful in Uganda and while travelling abroad.

USD denominatedCurrency protection
Foreign currencyView details →

School Fees Account

Spread the cost of school fees across the year, so term‑time never catches you short.

Termly payoutParent-focused
For parentsView details →

Children's Account

A long‑horizon fund that grows quietly in the background of a child's upbringing.

Long-termGuardian managed
For your kidsView details →

Medical Account

A dedicated cushion for medical emergencies and planned care — for you or your loved ones.

Emergency accessFamily cover

Pension Account

Start planning today for the retirement income you'll actually need tomorrow.

Long-termRetirement payout

Business Account

Set aside for staff salaries, taxes, rent and the routine costs of running a business.

SME-focusedWorking capital

Investment Clubs

Pool resources with other members to invest in shared vehicles over a 5‑year cycle.

5-year cycleGroup investing
$

Loan Account

Borrow against your savings history — for furniture, land, or the next step in your plans.

Member ratesFlexible terms

Not sure which account fits your goal?

Tell us what you're saving for and we'll recommend the right combination of accounts.

Talk to an advisor