For over 20 years, Y-Save has helped Ugandan families and businesses build a disciplined culture of saving — through accounts, loans and investment clubs designed around real life, not just interest rates.
A Y-Save member with sustainable income sources — saving isn't a New Year's resolution here, it's a lifelong habit we build with you.
To teach the culture of saving constructively — through real accounts for real goals: school fees, medical care, retirement, business.
God‑fearing, Integrity, Operational Efficiency, Customer Focus, Unity — the five things every member can hold us to.
From your first shares to your children's school fees, we've built accounts around the milestones members actually save for.
Our compulsory account for all members — UGX 100,000 minimum monthly deposit, earning 7.5% p.a. The foundation every member starts with.
Ownership in Y-Save itself. Every member holds at least one share, up to a minimum of 30 — a stake in the cooperative's growth.
Dread that termly deadline less. Save steadily throughout the year so fees are ready before the invoice is.
Good health is true wealth. A dedicated cushion for emergencies and planned care, for you or your loved ones.
Start securing a child's future early — a fund that grows quietly in the background of their childhood.
Set aside for salaries, taxes, rent and the routine costs of running a business — so cashflow surprises you less.
People are living longer, healthier lives. Start planning today for the retirement income you'll actually need.
For the furniture, the plot of land, the next step — borrow against your savings history with terms built for members.
Save in foreign currency, or pool resources with other members in a 5‑year investment club cycle.
Major awards received, and counting
Members in our ever‑growing Y‑Save family
Financial products, purpose‑built for members
Years of passionate, faithful service
Opened a children's account for two of my kids so they'd have a well‑planned future. Looking at a pension account next.
The best loan rates I've found compared to most banks — I got my business loan from Y‑Save and never looked back.
Ten years of saving with Y‑Save, and I'm genuinely happy with what I've achieved because of it.
Members meeting resolves a revised savings interest structure effective the new financial year — here's what changes for your account.
Read the full update →The next 5‑year investment club cycle opens this quarter — a look at how pooled member investments have performed since the last cycle.
Read the full update →Our 30th major industry award — a note of thanks to the members whose discipline made it possible.
Read the full update →Kampala Head Office · 9:00am
Open to members & the public
Last day to join the new 5‑year cycle
Talk to a member advisor today — no pressure, just a plan built around your goals.
Get in touch